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Gold Loan Company Software is very user friendly and the system has a simple graphic user interface and features a logical distribution of functions.
Gold Loan Company Software is very user friendly and the system has a simple graphic user interface and features a logical distribution of functions.
Flexible and affordable pricing structure.
Welcome to Websoftex Gold Loan Company Software the finest and customized software tool for managing your Gold Loan Company of any type.
Websoftex Gold Loan Company Software is a powerful Online web based and windows based GUI based application integrated with core banking system designed to take care of all aspects of your societies business with utmost care.
The highlight of this software is in its comprehensiveness and the simplicity with which it handles complex tasks with ease.
Multi-user Online web based with Multi Branch core Banking application
Multi-user Online web based with Multi Branch core Banking application
Extremely Functional and user friendly with user drivers operation
Extremely Attractive and well said reports format
Report export facility to various useful formats such as Ms Word. Ms excels. Customized
and user defined reports
Ace reports can be viewed on the screen and can be printed on printe
Membership Management, Operational Accounts, Term Deposits
Day book and Trial Balance, General Ledger & Financial Statements
M.I.S, Initialization and configuration
System Administration, Enrollment Fee Report
Application Fee Report, Late Fee Report
State of the art technology has been used.
Modular design with proper integration to ensure trouble-free operations without
undue complications
Optimum security of operations which is very essential for financial transactions.
Comprehensiveness in coverage - a feature absolutely necessary to meet all requirements.
User-friendliness which ensures hassle free usage
Control over operations with in-built checks and balances, authorization procedures,
etc.
Elimination of scope for tampering of data.
The system is designed to work for network environment to access the information
& update the data by different users simultaneously.
The software is capable of handling huge volumes of transactions without any difficulty.
Gold Loan company is created for cultivating the habit of savings among its members. This software is capable to managing all kind of Member management activity.
Gold LoanPro Gold Loan software is capable to managing all kind of Share management activity in Gold Loan company.
Member Profiles Queries (Share, Deposits and Loans of the member).
Photos & signatures of members are stores in data base are Accessible when ever
required.
Closing of Membership.
Member Address lists.
Reports.
A savings account is an interest-bearing deposit account held at a bank or another financial institution that provides a modest interest rate
An extension of credit from a lending institution when an account reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no funds.
Cash credit is a type of short term loan provided to companies to fulfill their working capital requirement. Overdraft is a facility given by the bank to companies, to withdraw money "more" than the balance available in their respective accounts.
Pigmy Deposit Scheme is a monetary deposit scheme .Money can be deposited into an account on daily basis. The amount may be as small as Rupees five. It can be called a recurring deposit scheme, as the money is deposited almost daily. The unique characteristic of this scheme is that a bank agent collects the money daily, from the account holder's doorstep.
Recurring Deposit is a special kind of Term Deposit offered by banks in India which help people with regular incomes to deposit a fixed amount every month into their Recurring Deposit account and earn interest at the rate applicable to Fixed Deposits
A fixed deposit (FD) is a financial instrument provided by banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account.
Monthly Income Scheme (MIS) is an investment scheme of financial institution service. It promises the investor guaranteed returns per annum in the form of fixed monthly income.
Account opening
Deposit Receipt printing.
Interest calculation and posting.
Closing before maturity (Pre Closure).
Closing on maturity.
Transfer of Term Deposit Interest to SB, RD.
Deposits Renewals.
Reports.
Deposit Maturity Report.
Interest Provisions.
A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest.
Personal Loan are advanced on the basis of the borrower's credit-history and ability to repay the loan from personal income. Repayment is usually through fixed amount installments over a fixed term. Also called consumer loan.
A secured loan, is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan.
A gold loan is a loan which is secured against gold ornaments. A borrower pledges their gold ornaments with the lender in exchange for funds. Therefore, it is a loan which is granted against a certain physical security of gold.
Vehicle Loan or an auto loan is basically a loan that you take out in order to purchase a vehicle. With an auto loan, you are not paying on the depreciation of the vehicle like you do with a lease. You are paying on the vehicle purchase price plus interest.
The small group loan is a business credit facility that is designed to finance groups of 5 to 10 entrepreneurs.
Loan sanctioning.
Loan disbursement.
Creation Loan Parameters by user.
Borrower and Surety Details.
Interest calculation and posting as per the loan schemes.
Interest Provisions for annual financial year.
Transfer entries from SB, Shares and Dividend are possible.
Loan repayment.
Loan Charges posting.
Loan closure.
Interest.
Penalty
Loan Ledger view.
Loan Schedule for Different Amount, ROI, Periods.
Reports.
Loan Balance pass sheet.
Monthly Demand collection Balance report.
Overdue report.
NPA report.
Define
Standing Instruction.
Processing
and posting.
Status
of Standing Instruction.
Reports.
Receipts
and Payments.
Cashier
Scroll.
Cash
Register
Bank
reconciliation.
Day
Book
Trial Balance.
Subsidiary
day book.
Pass
sheet printing
General
Ledger.
Receipt
and Payment account.
Profit
and Loss account.
Balance
Sheet.
New
Members enrolled.
Memberships
closed.
New
Shares issued.
Shares
surrendered.
List
of Members and Associate Members.
Dividend
released.
Member/Non-Member
profile.
Savings Bank Accounts opened.
Savings
Bank Accounts closed.
Savings
Bank Accounts list with details.
Account-wise
interest paid on Savings Bank Deposits.
Term
Deposits (FD,RD, Cash certificates) opened and closed.
Interest
paid on Term Deposits.
Term
Deposits due for maturity during any specified period.
RD
Accounts with installment overdue.
Term
Deposits renewed.
Loan
Accounts opened.
Loan
Accounts closed.
Interest
collected on Loan Accounts.
Loan
Installment overdue.
Balance
Sheet.
Income
and Expenditure.
Indirect
liability of a member.
Cost
of funds.
Yield
on advances.
Customizable
Reports.
Drill
down facility.
Assets
and liability of a member.
User
creation.
Roll
creation.
Day-End.
Day
- Begin.
Back-
up & restore.
Change
of Password.
Calendar.
Loan
parameter.
Deposit
slab and parameter.
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